Survey shown when it comes to credit card selection for Singaporeans, the following criteria are on top of thier mind:-
convenience of use and protection, economics, and flexibility.
Interestingly, the males and females are attracted to different factors when choosing a credit card. Females were shown to value the promotional factor more, while males preferred the economic factor.
The following groups in Singapore tends to pay their monthly credit card balances in full:-
higher income earners, the better educated, older adults, females, married, and both Chinese and Indians.